Travel insurance gives the feeling of safety and security to travelers. So, it is mandatory for high-elevation treks in Nepal. The adventure activities become more lively and safe if backed by travel insurance. It is equally essential as packing bags, managing visas, and checking permits. In this regard, travelers must be cautious while choosing the best travel insurance policy among available alternatives.
The prices of travel insurance packages may vary according to the coverage. Many high-altitude treks happen in Nepal, which calls for medical evacuation coverage up to 6000 meters. Some packages reimburse the expenses after the incident, whereas the best ones directly pay the doctors and hospitals. There are maximum chances that travelers get stuck up in the mountains due to altitude sickness or accidents. The only way out in this case is an emergency evacuation. So, travelers are highly suggested to evaluate the terms and conditions before they choose the travel insurance package.
The emergency helicopter evacuation with a rescue team may cost up to USD 5000. Thus, the travel insurance policy must cover the days you are trekking in the mountains. The insurance policies which feature submission of claims after the evacuation can ask for the hospital reports. So, you need to save them. You may feel much better after transferring to the lower heights. But you still need the medical reports for the claims. The travelers need to take care of that. Travel insurance companies cover the cost of climbing, adventure activities, and evacuation. However, some companies may expect travelers to pay during the accident and pass the claims later.
The travel and trek companies are there to manage all the documents needed to make the insurance papers. The only responsibility of the traveler lies in calling the travel insurance company, asking for the specifics in detail, and choosing the most suitable for the utmost travel experience and adventure. Be secure and say YES to adventures!
